Golden Text Effect With Relection

First Open A New Document.

Now Create A new layer By Pressing Ctrl+Shift+N

Now  Apply Gradient With

Forground color:#d26217

Background colr:#f1d321

Now Take Text Tool  Foreground color:#d29017 And  Font:Impact Write Text 

And Press Ctrl+T and Resize Text.

Now Right Click On Text Layer and Goto Blending Options>Bevel and Emboss

Follow The settings

Now Text Looks like this.

Now Make A Copy Of Text Layer By selecting Text Layer and Press Ctrl+J

Now Select Copy Layer Of  Text Layer goto Edit>Transform>Flip Vertical

Now Text Look like Below

Now Click On Move tool and Press Down Arrow Few Times and Set Like Below.

 Now In Layers Pallet Set The copy Layer Opacity :30%

Final Result: